Call for a Free In-Home Estimate 1-844-796-9972

How to Buy a Home Generator: Price & Financing Guide


So you’ve decided that you are interested in purchasing a GE Generator. Maybe you live in an area that is often hit hard by hurricanes, tornadoes, or snowstorms, or perhaps just an area that faces frequent power outages regardless of weather. Many people decide to purchase residential generators because their power outages are not only frequent, but severe, lasting for days at a time. Power outages can be frightening, dangerous, and costly. Home generators provide peace of mind from that.

Buying a home standby generator is a big investment, and one that you shouldn’t take lightly. It involves figuring out what size and type of standby generator is best for your home and family’s power needs, and requires some financial planning to ensure that you can comfortably afford backup power.

We’re here to take the guesswork and stress out of planning for this important investment. Check out the steps below to get on the path to having your very own GE home generator.

Determine Your Home Generator Size & Price

Depending on the size of your home and how many appliances you are looking to power with your standby generator, there are a variety of residential generators and power management system options available. Check out our handy generator size calculator to input the size of your home and select the types of appliances you’re looking to power – you’ll get a good idea of which home generator is right for you. For each model, you can get an idea of the generator price on or from a local dealer.

Of course, as helpful as our calculator is, you’re bound to have some more questions. An authorized GE generator dealer can answer any questions you may have and help you narrow down the options to find exactly what you need. Your dealer will also be able to help you calculate the generator price and costs associated with installation and any generator accessories you may be interested in, so that you get a complete picture of how much you will need to spend.

As you’re getting started, check out our helpful generator financing resources that will help you figure out how to move forward with your planned home generator purchase.

Develop Your Standby Generator Purchase Time Frame

Now that you know which standby generator is best for your needs, it’s time to create a purchasing plan. If you have the cash on hand to buy your home generator today, congratulations! The rest of this article likely does not apply to you. For most homeowners, a standby generator is a big ticket item that may require some significant financial planning prior to purchasing.

First, you should decide how pressing this purchase is for your home.

  • Do you face power outages frequently?
  • Have you had to deal with extra costs associated with losing your power for a few days at a time?
  • Are you frequently hit by large storms that disrupt your family’s home and schedule?
  • Do you have to leave your home during power outages?

If power outages are a concern for you, you may want to consider purchasing your standby generator sooner rather than later, and plan your finances accordingly.

If power outages are a significant concern, but not pressing, you may find that allowing yourself a longer purchasing time frame is comfortable. It may be helpful to pinpoint how far away certain storm seasons are. For example, if you live in an area hit hard by hurricanes and tropical storms, aim to have your home generator purchased and installed prior to hurricane season.

Note: Standby generators cannot be installed when the ground is frozen, so be sure to plan your home generator installation during warmer weather seasons.

Research Generator Financing Options

GE offers a variety of financing options to help make your goal of purchasing a generator a reality. Generator financing is available by applying for the Briggs & Stratton Standby Power Credit Card through GE Capital Retail Bank. You can sign up today and use the Briggs & Stratton Standby Power Credit Card to purchase your home generator, generator accessories, and pay for installation costs.

In addition to the Briggs & Stratton credit card, there are a variety of associated special generator financing  offers, such as no monthly interest if your home generator purchase is paid in full within 18 Months, and reduced 5.99% APR and fixed monthly payments equal to 2.00% of promo purchase amount until paid in full, among other options.

Check out the generator financing FAQ section to learn more about your options and common questions homeowners like you face when deciding to buy a standby generator.

Budget for Your Home Generator Savings Plan

Like any large purchase – or even small purchase – you need to save and budget in order to buy what you want. If you’re looking to purchase your home generator sooner rather than later, you should decide what you may need to budget and cut unnecessary expenses in order to put money towards your home generator purchase. For example, if you buy a coffee or lunch every day at work, that can add up quickly – it’s easy to spend hundreds of dollars per month without thinking too much about it.

See where you can cut corners, such as making your family’s lunches at home. It’s amazing how quickly the savings can add up. Other indulgences such as manicures, salon haircuts, and frequent shopping trips to the mall may need to be temporarily given up while you save for your home generator – but the peace of mind and sense of security that will come with having a backup generator for your home is priceless.

Buy Your Backup Generator

So you’ve have your financing lined up, decided which home generator is best for you and your generator financing options. Now it’s time to make your home generator purchase!

All you need to do is return to your GE generator dealer and get the process started. Soon enough, your GE home generator will be installed, and you won’t have to worry during storms or face power outages again.